About

I recently graduated with an Honours BComm and I’m a CFA Level I candidate. This site is where I publish short, structured research to practice decision-making under uncertainty.

I’m interested in top‑down investing, fixed income, and macro‑driven risk/return— especially where expectations, liquidity, and balance sheets collide. I also enjoy exploring credit, alternatives, and how incentives shape outcomes.

Outside work: soccer, music, time with friends, and board games.

What I cover

• Credit & risk: refinancing risk, covenant pressure, cash flow durability, and downside scenarios.
• Valuation & quality: driver-based thinking and sanity checks that keep narratives honest.
• Strategy: incentives, industry structure, and second-order effects.

How to use this site

• If you’re a recruiter/interviewer: start with “Featured research” on the home page.
• If you’re networking: skim a post and ask me what I’m watching next—easy conversation starter.
• If you’re me: publish weekly. Consistency beats perfection.